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Rasha Ingratta

August 24, 2017

Fixed or Variable-Rate Mortgage?

“Wow, look at the mortgage rate those guys are advertising,” you might be thinking. It seems like your worries are over – just lock in a […]
August 16, 2017

Insured, Insurable, and Un-Insurable Mortgages

When saving for a down-payment it’s important to have at least 20 per cent of the purchase price under your belt. However, when you get a […]
August 4, 2017

After the Rate Hike, What’s Next?

On July 12th, 2017, for the first time in seven years, the Bank of Canada increased the overnight rate by .25%, withdrawing some of the stimulus […]
July 14, 2017

Economic Update: What National Interest Rate Increase Means for Homeowners

The Bank of Canada has recently announced that it is increasing the overnight rate by .25 per cent, given bolstered confidence in the Bank’s outlook for economic […]
July 14, 2017

“Conditional on Financing:” the Most Important Part of Your Offer

When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you can pay […]
June 30, 2017

Debt Management for First-Time Home Buyers

Although home debt is ‘smart’ debt, it’s a huge financial decision and there is a lot to think about. That’s why professional advice is recommended when […]
June 16, 2017

Refinancing To Find Hidden Equity

With interest rates in Canada sitting at a record low (0.5%), now may be the best time to consider refinancing your mortgage.  Refinancing is in order […]
June 9, 2017

Divorce Doesn’t Mean Disaster For Your Finance

Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start. If you have a final separation agreement, […]
June 5, 2017

Skip The Downpayment

Many clients are not aware that zero-down is alive and well and offered by a handful of excellent lenders to qualified borrowers. A no-downpayment mortgage is not […]
May 29, 2017

Rent Vs Buy

Take a look at how much mortgage your current monthly rent could cover. Your monthly rent cheque doesn’t have to be money out the window. It […]