Rasha Ingratta
Your Mortgage Expert
For most Canadians buying a home and acquiring a mortgage for purchase or refinance is the single largest financial transaction they will ever be faced with. It’s critical that prospective home owners/home buyers prepare themselves before they start the search. Whether it’s your first or fifth home let me guide you each step of the way.
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Steven Belanger
First Time Home Buyer
Current Rates
Updated January 5th 2025. Our Latest Rate Comparison
| Terms | Posted Rates | Our Best Rates |
|---|---|---|
| 6 Months | 7.25% | 6.99% |
| 1 Year | 7.24% | 6.34% |
| 2 Years | 6.59% | 5.19% |
| 3 Years | 6.44% | 4.29% |
| 4 Years | 6.34% | 4.39% |
| 5 Years | 7.04% | 4.09% |
| 7 Years | 7.20% | 4.99% |
| 10 Years | 7.69% | 5.80% |
| 5 Year Variable | 4.45% |
Current Prime: 5.45%
Insured mortgage rates are subject to change. Conventional and refinance rates may be higher. Some rates may not be available in all provinces. Consult a local Mortgage Intelligence professional for more information. OAC. E&EO
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