March 10, 2023

Bank of Canada Holds Rates for the First Time Since March 2022

The Bank of Canada (BOC) has announced that the overnight rate will remain unchanged. This marks the first time the overnight rate has not changed since […]
September 13, 2022

Bank Of Canada 0.75% Interest Rate Hike: Are The Rate Hikes Coming to an End??

Hello everyone, I’m currently coming from Italy as I am on vacation, but I wanted to make a quick blog regarding the Bank of Canada’s announcement. […]
August 3, 2022

Mortgage Penalties: When, Why, How??

One of the questions I get asked about most often has to do with mortgage penalties. What are they? Why am I being charged one? Can […]
June 28, 2022

Canadian Inflation Just Hit 7.7%: How? Why? What’s Next?

Statistics Canada just released their inflation stats for the month of May. The numbers came in higher than expected at 7.7%, the highest it’s been since […]
June 20, 2022

When Will the Bank of Canada Stop Raising Rates?

Mortgage rates are on the rise, and with the current state of the economy and inflation being at 30-year highs, don’t be surprised if rates continue […]
June 13, 2022

My Appraisal Came in Lower Than My Purchase Price… What Next?

In the last couple of years, we have seen a rapid increase in home prices, and in some Ontario cities, prices nearly doubled over the course […]
June 7, 2022

Bank of Canada Raises The Overnight Rate to 1.50%. What Does That Mean For You?

The Bank of Canada has just announced a 0.50% increase in their overnight rate, bringing it to 1.50%. What does that mean for your mortgage? If […]
April 4, 2022

Is It A Good Idea To Purchase A Home With A Friend?

Purchasing a home with a friend comes with both pros and cons. It is important to consider both sides of the equation before entering into an […]
August 30, 2021

How Are Property Values Determined?

What are the different types of property valuation methods? Properties get evaluated by an appraiser to determine the value of the property. There are 3 different […]
August 23, 2021

Authorized Credit Card User vs Co-Signer

An authorized credit card user is a person who is authorized by the owner of the credit card to be able to use the card. A […]