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About Us

The Shop Mortgages team's knowledge and experience in the mortgage industry can provide you, the consumer, not only the best rates, but also can save you thousands of dollars whether you’re purchasing, refinancing or renewing.

We work with over 50 banks and lending institutions, so approvals are generally given within 4 hours from application.

Our expertise saves the people involved in the transaction i.e. purchaser(s), realtor(s), vendor(s), lawyer(s) etc. time and frustration spent searching or waiting for a mortgage approval.

Understanding the needs and time constraints involved, we work with our clients and affiliated professionals to try to get the deal done as fast and efficient as possible.

Our primary concern is getting the lowest rates and providing the consumer with options to better their mortgage needs.

Specializing in:

  • First Time Home Buyers
  • Amortizations Up-to 30 Years
  • 5% Cash Back Mortgages
  • Self Employed (No Income Verification)
  • Debt Consolidation/ Refinance/ Lower Your Payments
  • Difficult & Unique Mortgage Situations
  • No Fees – No Cost Transfers – Free Appraisals

Meet the Team

The members of the Shop Mortgages team are all passionate about what they do. They're here to make your mortgage buying experience the very best it can be. Stop by to say hello, our Head of Character Evaluation will greet you at the door.

Rasha Ingratta

Mortgage Specialist


Rasha’s goal is to get all of her customers the best rates possible.

Vanessa Field

Mortgage Agent


Vanessa makes the mortgage buying experience simple and easy.

Katrina Borrelli

Mortgage Agent


Katrina believes that each customer should be valued the same.

Sonia Leo

Mortgage Agent


Sonia aims to ensure that you get the best rate & product terms.

Josephine Apollonio-Mancina

Office Bookkeeper


Joanne Nukk

Office Administrator


Porsha Ingratta

Head of Character Evaluation / Sniff Dog


Porsha loves meeting, greeting and making guests feel welcome.

Not seeing what you need?

Ask Rasha!

Send Rasha and the team a message with the form below and they'll get back to you shortly!

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