June 5, 2020

CMHC Tightens Mortgages Rules Amid Pandemic

The government-backed Canada Mortgage and Housing Corporation (CMHC) is tightening its rules for offering mortgage insurance starting July 1st. The move will effectively make it harder […]
April 7, 2020

Making Sense Of A Changing Marketplace

Let me begin with my heartfelt hope that you and your loved ones are in good health. We are in uncharted territory with the mortgage marketplace […]
May 13, 2019
The Down Payment Assistance Program Is Coming!

The Down Payment Assistance Program

UPDATE: The program is now available and this article has been updated with current information. Buying a home is an amazing achievement and an asset people […]
August 7, 2018
Mortgage rules 2018

For Better or Worse: Mortgage Rules in the Past vs Present

If you haven’t looked for a new home or thought about a refinance recently, you might not realize that we’ve had big changes in mortgage rules […]
January 17, 2018

Economic Update – January, 2018

Bank of Canada Increases Benchmark Rate The Bank of Canada has recently announced that it is raising the overnight rate .25 per cent given a strong economy […]
November 29, 2017

Act Now to Restructure Your Debt

New mortgage rules start January 1, 2018. Unfortunately, this might affect your ability to use your home equity to consolidate your high-interest debt into a new or existing […]
October 26, 2017

Economic Update – November, 2017 Mortgage Rules

Bank of Canada holds benchmark rate The Bank of Canada has recently announced that it is holding the overnight rate steady after raising it twice this past […]
October 19, 2017

2018 Purchase and Refinance Rules

Purchase or refinance now before rules change in January Purchase and refinance rules are changing – and fast. If you’re looking to buy and will have […]
July 14, 2017

Economic Update: What National Interest Rate Increase Means for Homeowners

The Bank of Canada has recently announced that it is increasing the overnight rate by .25 per cent, given bolstered confidence in the Bank’s outlook for economic […]
June 30, 2017

Debt Management for First-Time Home Buyers

Although home debt is ‘smart’ debt, it’s a huge financial decision and there is a lot to think about. That’s why professional advice is recommended when […]