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Rasha Ingratta

August 3, 2022

Mortgage Penalties: When, Why, How??

One of the questions I get asked about most often has to do with mortgage penalties. What are they? Why am I being charged one? Can […]
June 28, 2022

Canadian Inflation Just Hit 7.7%: How? Why? What’s Next?

Statistics Canada just released their inflation stats for the month of May. The numbers came in higher than expected at 7.7%, the highest it’s been since […]
June 20, 2022

When Will the Bank of Canada Stop Raising Rates?

Mortgage rates are on the rise, and with the current state of the economy and inflation being at 30-year highs, don’t be surprised if rates continue […]
June 13, 2022

My Appraisal Came in Lower Than My Purchase Price… What Next?

In the last couple of years, we have seen a rapid increase in home prices, and in some Ontario cities, prices nearly doubled over the course […]
June 7, 2022

Bank of Canada Raises The Overnight Rate to 1.50%. What Does That Mean For You?

The Bank of Canada has just announced a 0.50% increase in their overnight rate, bringing it to 1.50%. What does that mean for your mortgage? If […]
April 4, 2022

Is It A Good Idea To Purchase A Home With A Friend?

Purchasing a home with a friend comes with both pros and cons. It is important to consider both sides of the equation before entering into an […]
August 30, 2021

How Are Property Values Determined?

What are the different types of property valuation methods? Properties get evaluated by an appraiser to determine the value of the property. There are 3 different […]
August 23, 2021

Authorized Credit Card User vs Co-Signer

An authorized credit card user is a person who is authorized by the owner of the credit card to be able to use the card. A […]
July 19, 2021

6 Ways for Homeowners to Build Wealth

History has proven that homeownership is a solid long-term investment. You build your equity stake through your regular mortgage payments and your home’s price appreciation over […]
June 23, 2021

Guide To Checking Your Credit Score In Canada (With Images)

A credit score is a number ranging anywhere from 300-900. Your credit score gives lenders a glimpse into your payment history and how well you have […]