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Rasha Ingratta

March 29, 2018
To Refinance or Not to Refinance

To Refinance or Not to Refinance – That is the Question

Your home is likely your most valuable asset. The decision to refinance deserves serious consideration. First, it’s important to understand exactly what refinances are and why […]
March 20, 2018
how to get a mortgage while you work on improving your credit

How To Get A Mortgage While You Work On Improving Your Credit

Banks own the vast majority of loans in Canada. In fact, many people believe that banks are their only lending options. But did you know there […]
March 13, 2018

Is That Unpaid Gym Membership Impacting Your Credit?

It seems as though everyone is talking about how to check and improve credit scores, and with good reason. Your credit score can impact your ability […]
February 28, 2018

Collateral vs. Standard Charge Mortgages

It’s important to understand the differences between a collateral and standard charge mortgage. Simply put, they are suited to different needs and if you make the […]
February 20, 2018

Jump Into Homeownership

Thinking about buying your first home? This may be your golden moment. So go ahead – jump in! Mortgage rates are still very attractive, and it’s a […]
February 12, 2018

Solving Insolvency Issues – Mortgage Brokers to the Rescue

There are many options when managing insolvency, but the two that are most extreme are declaring bankruptcy and submitting a consumer proposal. Both eliminate all debt […]
February 5, 2018

There’s No Place Like Home Without a Pre-Approval

You might think you’re ready to start looking for a new home right now. However, if you have not been pre-approved for a mortgage, you are […]
February 1, 2018

New Mortgage Stress Tests are Here!

As of January 1, 2018, mortgages in Canada need to meet new requirements. If you’re in the market, either as a buyer or a seller, it’s […]
January 30, 2018

Down-Payment Options

Getting a down-payment might be easier than you think. For many first-time home buyers, saving the 5 per cent down-payment is one of the big obstacles […]
January 17, 2018

Economic Update – January, 2018

Bank of Canada Increases Benchmark Rate The Bank of Canada has recently announced that it is raising the overnight rate .25 per cent given a strong economy […]