Home Buying Guides
That low-rate Mortgage can come with a Price
Cheapest is not always best. We know that’s true when we’re shopping for anything else. But we still tend to believe that lowest rate…
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Category: Home Buying Guides
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Home Buying Guides
Are Canadians Properly Saving for Retirement?
Many Canadians think of retirement as a time filled with vacations, getaways to the cottage and spending more time on hobbies and interests. However,…
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Credit and Qualification
Give Yourself Some Credit
Your lender will look at your credit habits when considering your mortgage application. They will assess whether you pay your bills on time or…
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Home Buying Guides
Home Reno ROI: Renovations that Pay Off
Not all home reno projects will hit the jackpot, but the right improvements can certainly help boost the value of your home. Even if…
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Home Buying Guides
Watch out for the Collateral Charge Mortgage
It sounds like a good idea and sometimes it is. A “collateral charge mortgage” is offered by several Canadian banks. Here’s how it works:…
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Home Buying Guides
Build Your Dream Home with These Mortgages
Building your dream home can seem like, well, a dream. However, take it from us that it can in fact be a realistic life…
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Home Buying Guides
What is an Interest-Saving Mortgage?
One of the problems in the mortgage industry is the way they are advertised, which is usually by rate. If an online rate says…
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Home Buying Guides
Fixed or Variable-Rate Mortgage?
“Wow, look at the mortgage rate those guys are advertising," you might be thinking. It seems like your worries are over - just lock…
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Home Buying Guides
Insured, Insurable, and Un-Insurable Mortgages
When saving for a down-payment it’s important to have at least 20 per cent of the purchase price under your belt. However, when you…
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Credit and Qualification
“Conditional on Financing:” the Most Important Part of Your Offer
When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you…
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