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Start your mortgage application

Choose a quick inquiry, pre-qualification or full application.

Still exploring? Share the basics first. If you are ready to provide your financial details, continue to the full application.

Start a quick application

Application Paths

Three ways to get started

Path 1

Start with a conversation

Best when you still need help sorting out timing, affordability, lender fit, or whether the file is ready to move yet.

Ask a question

Path 2

Get pre-qualified

Send a short request on our website to discuss your budget and next steps with our team. This is not an automated approval.

Get Pre-Qualified

Path 3

Complete the long-form application

Use the external application if your file is ready, your documents are close at hand, and you want to move faster with fuller detail up front.

Complete the Long-Form Application

Not Sure Which Route Fits?

Tell us your plans and timing

That gives the team enough context to tell you whether to talk first, pre-qualify, or jump straight into the full application flow.

Loan details Use your best estimate. Exact numbers can be refined once the team reviews the file with you.

Loan type

Pick the path that best matches the decision you are making today.

Property type

Choose the property type that best matches the home or property involved.

Estimated price or value

For a purchase, use the expected price range. For a renewal or refinance, use the current home value.

Down payment or available equity

Use available cash for a purchase, or the equity you expect to work with for refinance-style files.

Mortgage balance owing

Leave this blank if this is a brand-new purchase with no existing mortgage balance.

How much do you want to borrow?

Best estimate is fine. The team can refine it with you after review.

How would you describe your credit today?

This does not need to be exact. Choose the option that feels closest to your current picture.

Personal details This gives the team enough context to review the request and contact you with a useful next step.

First name

Last name

Phone

Use the best number for a follow-up call about your mortgage options.

We will use this for confirmations and any document/request follow-up.

Street address

Use your current home address so the file review starts with the right location details.

City

Province

Postal code

Additional comments

Add any context that would help the first review, such as timing pressure, special income details, or questions you already know you want answered.

How did you find us? (optional)

What prompted you to get in touch?

Which ad, place or person? (optional)

For example, a bench location, event or referral. Leave out anyone else’s contact details.

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Choose with Confidence

Choose your starting point

Start with a question if you are still exploring. Choose pre-qualification to discuss your budget, or continue to the full application when you are ready.

Talk first when timing is still fuzzy
Pre-qualify when budget is the next big question
Apply fully when the file is ready to move