Credit and Qualification
There’s No Place Like Home Without a Pre-Approval
You might think you're ready to start looking for a new home right now. However, if you have not been pre-approved for a mortgage,…
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Category: Home Buying Guides
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Home Buying Guides
New Mortgage Stress Tests are Here!
As of January 1, 2018, mortgages in Canada need to meet new requirements. If you're in the market, either as a buyer or a…
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Home Buying Guides
Down-Payment Options
Getting a down-payment might be easier than you think. For many first-time home buyers, saving the 5 per cent down-payment is one of the…
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Home Buying Guides
Tips for First-Time Homebuyers
Although mortgage debt is ‘smart’ debt, buying your first home is a huge financial decision and there is a lot to think about. It’s…
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Home Buying Guides
Good Debt vs. Bad Debt
Not all debt is created equal – and not all debt is bad. In fact, you need some debt to establish a good credit…
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Home Buying Guides
Reno and Roll
Do you want to increase the comfort and enjoyment of your home because you’re planning to be there for the foreseeable future? If your…
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Home Buying Guides
6 Tips for Selling Your Home During the Holidays
It’s the most wonderful time of year. While most of us would associate the Holidays with shopping it isn't the only thing on certain…
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Home Buying Guides
Don’t Renew Your Mortgage with Closed Eyes
When your mortgage comes up for renewal, your lender will send you a letter suggesting you renew at their current offer. If you do,…
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Home Buying Guides
5 Easy Ways to be Mortgage-Free Sooner
We all know that paying off a mortgage as early as possible makes good financial sense. You’ll save significant interest costs and free up…
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Home Buying Guides
What are the most Important Mortgage Features?
It’s easy to look online for a mortgage rate. But the rate is only one aspect of saving money on your mortgage over the…
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