Home Buying Guides
Debt Management for First-Time Home Buyers
Although home debt is ‘smart’ debt, it’s a huge financial decision and there is a lot to think about. That’s why professional advice is…
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Category: Home Buying Guides
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Home Buying Guides
Refinancing To Find Hidden Equity
With interest rates in Canada sitting at a record low (0.5%), now may be the best time to consider refinancing your mortgage. Refinancing is…
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Home Buying Guides
Divorce Doesn’t Mean Disaster For Your Finance
Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start. If you have a final…
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Home Buying Guides
Skip The Downpayment
Many clients are not aware that zero-down is alive and well and offered by a handful of excellent lenders to qualified borrowers. A no-downpayment…
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Home Buying Guides
Rent Vs Buy
[two_fourth] Rent Today Home Purchase* $1,250 $276,725 $1,500 $332,270 $1,750 $387,315 $2,000 $442,860 $2,250 $497,905 $2,500 $556,450 *Assumes 25-year amortization, 5% downpayment, 4% mortgage…
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Home Buying Guides
What Is The Qualifying Rate?
The Department of Finance introduced the ‘Qualifying Rate’ in 2010 as a new way to assess borrower eligibility and ensure borrowers could handle their…
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Home Buying Guides
Why Use A Qualified Real Estate Professional?
When you have decided to buy or sell a home, the services of a qualified real estate professional are very important. The ideal sales…
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Home Buying Guides
Don’t Pay Another Cent in Rent To Your Landlord…
"If you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours." It’s a dream…
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Home Buying Guides
Mortgage Questions To Ask
Being informed you are about your mortgage is important. Knowing the right questions to ask is even better. We have put together an extensive…
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Home Buying Guides
9 Buyer Traps and How to Avoid Them
A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs,…
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