Insights

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Explore buying guides, renewal advice and mortgage news.

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Featured Reading

New Mortgage Stress Tests are Here!

As of January 1, 2018, mortgages in Canada need to meet new requirements. If you're in the market, either as a buyer or a seller, it's important to…

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New Mortgage Stress Tests are Here!

From the Archive

Explore the mortgage library

Browse past articles on buying, renewing, refinancing and borrowing.

Down-Payment Options

Home Buying Guides

Down-Payment Options

Getting a down-payment might be easier than you think. For many first-time home buyers, saving the 5 per cent down-payment is one of the…

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Economic Update – January, 2018

Market News

Economic Update – January, 2018

Bank of Canada Increases Benchmark Rate The Bank of Canada has recently announced that it is raising the overnight rate .25 per cent given…

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Tips for First-Time Homebuyers

Home Buying Guides

Tips for First-Time Homebuyers

Although mortgage debt is ‘smart’ debt, buying your first home is a huge financial decision and there is a lot to think about. It’s…

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Good Debt vs. Bad Debt

Home Buying Guides

Good Debt vs. Bad Debt

Not all debt is created equal – and not all debt is bad. In fact, you need some debt to establish a good credit…

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Reno and Roll

Home Buying Guides

Reno and Roll

Do you want to increase the comfort and enjoyment of your home because you’re planning to be there for the foreseeable future? If your…

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Is Your Home Winter-Ready?

Market News

Is Your Home Winter-Ready?

Did winter sneak up on you this year? It’s okay! There’s still time to winterize your home so it ready to take on the…

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Act Now to Restructure Your Debt

Market News

Act Now to Restructure Your Debt

New mortgage rules start January 1, 2018. Unfortunately, this might affect your ability to use your home equity to consolidate your high-interest debt into…

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Rates

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Headline rates help. The better question is still how the term, flexibility, and qualification profile fit your file.

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Services

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Explore mortgage guidance for purchases, renewals, refinancing, equity planning, and more specialized file types.

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Talk It Through

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Use the archive to sharpen the questions, then reach out when you want help choosing the right next step.

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