Insights
Explore buying guides, renewal advice and mortgage news.
Check each article’s date, then ask us how the information applies to your plans today.
Featured Reading
Imagine, if you will, that while making your next car purchase you walked on the car lot and find only two cars to pick from. Or better yet…
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From the Archive
Browse past articles on buying, renewing, refinancing and borrowing.
Rate Updates
Your home is likely your most valuable asset. The decision to refinance deserves serious consideration. First, it's important to understand exactly what refinances are…
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Home Buying Guides
Banks own the vast majority of loans in Canada. In fact, many people believe that banks are their only lending options. But did you…
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Credit and Qualification
It seems as though everyone is talking about how to check and improve credit scores, and with good reason. Your credit score can impact…
Read insightFirst-time home buyer
Steven shares his first-time home buyer experience in a video from the ShopMortgages.ca archive, originally published in March 2018.
Watch the storyReal estate professional
Debbie Koutoula shares a real estate professional's perspective in a video from our testimonial archive, originally published in March 2018.
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Home Buying Guides
It’s important to understand the differences between a collateral and standard charge mortgage. Simply put, they are suited to different needs and if you…
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Home Buying Guides
Thinking about buying your first home? This may be your golden moment. So go ahead - jump in! Mortgage rates are still very attractive,…
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Home Buying Guides
There are many options when managing insolvency, but the two that are most extreme are declaring bankruptcy and submitting a consumer proposal. Both eliminate…
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Credit and Qualification
You might think you're ready to start looking for a new home right now. However, if you have not been pre-approved for a mortgage,…
Read insightRates
Headline rates help. The better question is still how the term, flexibility, and qualification profile fit your file.
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Explore mortgage guidance for purchases, renewals, refinancing, equity planning, and more specialized file types.
Browse servicesTalk It Through
Use the archive to sharpen the questions, then reach out when you want help choosing the right next step.
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