Credit and Qualification
The Ten Commandments of Homebuying: What Not to Do
This blog will discuss the Ten Commandments of what not to do when shopping for a home. It is crucial to follow these Commandments…
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Category: Renew / Refinance Advice
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Home Buying Guides
My Appraisal Came in Lower Than My Purchase Price… What Next?
In the last couple of years, we have seen a rapid increase in home prices, and in some Ontario cities, prices nearly doubled over…
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Home Buying Guides
Is It A Good Idea To Purchase A Home With A Friend?
Purchasing a home with a friend comes with both pros and cons. It is important to consider both sides of the equation before entering…
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Home Buying Guides
How Are Property Values Determined?
What are the different types of property valuation methods? Properties get evaluated by an appraiser to determine the value of the property. There are…
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Rate Updates
6 Ways for Homeowners to Build Wealth
History has proven that homeownership is a solid long-term investment. You build your equity stake through your regular mortgage payments and your home’s price…
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Credit and Qualification
Guide To Checking Your Credit Score In Canada (With Images)
A credit score is a number ranging anywhere from 300-900. Your credit score gives lenders a glimpse into your payment history and how well…
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Rate Updates
What to do With The Capital After You Refinance
Have you ever thought about refinancing your mortgage? Refinancing is the replacement of one mortgage with a new one. The new mortgage pays off…
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Credit and Qualification
Which Renovations Add The Most Value to Your Home?
Are you looking to buy a fixer-upper? Or want to upgrade your existing home to improve your quality of life or accommodate a new…
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Home Buying Guides
The Lowdown on the Mortgage Approval Process
Whether you are purchasing, refinancing, or moving your mortgage to a new lender, it’s important to have a clear understanding of the mortgage approval…
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Market News
CMHC Tightens Mortgage Rules Amid Pandemic
The government-backed Canada Mortgage and Housing Corporation (CMHC) is tightening its rules for offering mortgage insurance starting July 1st. The move will effectively make…
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