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Act Now to Restructure Your Debt
New mortgage rules start January 1, 2018. Unfortunately, this might affect your ability to use your home equity to consolidate your high-interest debt into…
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Category: Renew / Refinance Advice
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Home Buying Guides
5 Easy Ways to be Mortgage-Free Sooner
We all know that paying off a mortgage as early as possible makes good financial sense. You’ll save significant interest costs and free up…
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Home Buying Guides
Home Reno ROI: Renovations that Pay Off
Not all home reno projects will hit the jackpot, but the right improvements can certainly help boost the value of your home. Even if…
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Home Buying Guides
Watch out for the Collateral Charge Mortgage
It sounds like a good idea and sometimes it is. A “collateral charge mortgage” is offered by several Canadian banks. Here’s how it works:…
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Home Buying Guides
Build Your Dream Home with These Mortgages
Building your dream home can seem like, well, a dream. However, take it from us that it can in fact be a realistic life…
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Rate Updates
Bank of Canada Increases Benchmark Rate
On September 7th, 2017, The Bank of Canada announced that it is increasing the overnight rate by .25 per cent given stronger-than-expected economic improvements.…
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Home Buying Guides
What is an Interest-Saving Mortgage?
One of the problems in the mortgage industry is the way they are advertised, which is usually by rate. If an online rate says…
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Rate Updates
What’s Up with Zero Down-payment?
For some, it can make all the difference. Many Canadians are not aware that zero down is alive and well and offered by a…
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Home Buying Guides
Rent Vs Buy
[two_fourth] Rent Today Home Purchase* $1,250 $276,725 $1,500 $332,270 $1,750 $387,315 $2,000 $442,860 $2,250 $497,905 $2,500 $556,450 *Assumes 25-year amortization, 5% downpayment, 4% mortgage…
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Home Buying Guides
Don’t Pay Another Cent in Rent To Your Landlord…
"If you’re like most renters, you feel trapped within the walls of a house or apartment that doesn’t feel like yours." It’s a dream…
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