Credit and Qualification
The 2 Biggest Considerations When Buying Your First Home
Buying your first home is an experience you only get once. It is a tremendously rewarding feeling giving you a sense of accomplishment. It…
Read insightInsights
Category: Home Buying Guides
Check each article’s date, then ask us how the information applies to your plans today.
From the Archive
Explore the mortgage library
Browse past articles on buying, renewing, refinancing and borrowing.
Home Buying Guides
5 most common reasons for people to break their mortgage
There very well could be a time when you need to break your mortgage before the term is up. It is actually not an…
Read insight
Home Buying Guides
3 Questions To Ask When Choosing Between a Fixed or Variable Rate Mortgage
If you are rate shopping, you’ll notice that the lowest available rate will be for a variable mortgage. Which is why we’re often asked:…
Read insight
Home Buying Guides
5 Surprising Mortgage Facts That Save You Money
No matter the time of year, or the state of your personal finances, now is the perfect time to get serious about saving money…
Read insight
Home Buying Guides
A Lawyer’s Role in Your Real Estate Closing
With all the excitement of buying a home: finding the right house, getting approved for a mortgage, and daydreaming about life in your new…
Read insight
Home Buying Guides
A Quick Guide to Mortgage Rate Changes
When deciding to become a homeowner, it is important to determine what you can afford both now and in the future, which can be…
Read insight
Home Buying Guides
For Better or Worse: Mortgage Rules in the Past vs Present
If you haven't looked for a new home or thought about a refinance recently, you might not realize that we've had big changes in…
Read insight
Home Buying Guides
Top Reasons For a Variable Rate Mortgage
Question: Want to pay more for your mortgage than you have to? Most homebuyers and homeowners will answer that question with an emphatic "NO!".…
Read insight
Credit and Qualification
Do You Know Who Can Legally Access your Credit?
When it comes to being online, chances are that you have shared many personal data points. From paying your credit card bills to making…
Read insight
Home Buying Guides
Do You Have a Viable Mortgage or Home Plan?
Buying a home for the first time is perhaps one of the most exciting life experiences, but the smile on your face can quickly…
Read insightRates
Compare rates and terms
Headline rates help. The better question is still how the term, flexibility, and qualification profile fit your file.
See ratesServices
Find guidance for your plans
Explore mortgage guidance for purchases, renewals, refinancing, equity planning, and more specialized file types.
Browse servicesTalk It Through
Put your questions to the team
Use the archive to sharpen the questions, then reach out when you want help choosing the right next step.
Talk to an ExpertStart the conversation
Turn your research into a next step
Ask about something you have read or tell us what you are trying to work out.