Home Buying Guides
2024 Predictions: Interest Rate Cuts to Come
I believe that interest rates will drop in 2024, the question is when and how low. After we saw the quickest run-up in interest…
Read insightInsights
Category: Home Buying Guides
Check each article’s date, then ask us how the information applies to your plans today.
From the Archive
Explore the mortgage library
Browse past articles on buying, renewing, refinancing and borrowing.
Home Buying Guides
Exploring Co-Ownership: The Pros and Cons of Buying a House with a Friend in Canada
Within this blog post, we dive into the intricacies of joint homeownership, how lenders assess such arrangements, the distinctions between purchasing for shared living…
Read insight
Home Buying Guides
Unlock Your Dream Home with Purchase Plus Improvements
Are you on the hunt for the perfect home but finding that it needs a little extra love on the inside? Well, you're in…
Read insight
Credit and Qualification
Making Informed Mortgage Choices: Pre-Approval vs. Pre-Qualification
When it comes to navigating the intricate landscape of home buying or securing a mortgage, essential steps can significantly impact your financial journey. Among…
Read insight
Home Buying Guides
Mortgage Penalties: When, Why, How??
One of the questions I get asked about most often has to do with mortgage penalties. What are they? Why am I being charged…
Read insight
Home Buying Guides
My Appraisal Came in Lower Than My Purchase Price… What Next?
In the last couple of years, we have seen a rapid increase in home prices, and in some Ontario cities, prices nearly doubled over…
Read insight
Home Buying Guides
Is It A Good Idea To Purchase A Home With A Friend?
Purchasing a home with a friend comes with both pros and cons. It is important to consider both sides of the equation before entering…
Read insight
Home Buying Guides
How Are Property Values Determined?
What are the different types of property valuation methods? Properties get evaluated by an appraiser to determine the value of the property. There are…
Read insight
Home Buying Guides
Things to Keep in Mind Before You Start House Hunting
You are at an important milestone in your life. Buying a home! Whether you are a first-time homebuyer or you have gone through the…
Read insight
Home Buying Guides
The Lowdown on the Mortgage Approval Process
Whether you are purchasing, refinancing, or moving your mortgage to a new lender, it’s important to have a clear understanding of the mortgage approval…
Read insightRates
Compare rates and terms
Headline rates help. The better question is still how the term, flexibility, and qualification profile fit your file.
See ratesServices
Find guidance for your plans
Explore mortgage guidance for purchases, renewals, refinancing, equity planning, and more specialized file types.
Browse servicesTalk It Through
Put your questions to the team
Use the archive to sharpen the questions, then reach out when you want help choosing the right next step.
Talk to an ExpertStart the conversation
Turn your research into a next step
Ask about something you have read or tell us what you are trying to work out.