Home Buying Guides
What is an Interest-Saving Mortgage?
One of the problems in the mortgage industry is the way they are advertised, which is usually by rate. If an online rate says…
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Bank of Canada Increases Benchmark Rate
On September 7th, 2017, The Bank of Canada announced that it is increasing the overnight rate by .25 per cent given stronger-than-expected economic improvements. This increase erases the…
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Rate Updates
What’s Up with Zero Down-payment?
For some, it can make all the difference. Many Canadians are not aware that zero down is alive and well and offered by a…
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Home Buying Guides
Fixed or Variable-Rate Mortgage?
“Wow, look at the mortgage rate those guys are advertising," you might be thinking. It seems like your worries are over - just lock…
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Home Buying Guides
Insured, Insurable, and Un-Insurable Mortgages
When saving for a down-payment it’s important to have at least 20 per cent of the purchase price under your belt. However, when you…
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Market News
Economic Update: What National Interest Rate Increase Means for Homeowners
The Bank of Canada has recently announced that it is increasing the overnight rate by .25 per cent, given bolstered confidence in the Bank’s…
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Credit and Qualification
“Conditional on Financing:” the Most Important Part of Your Offer
When you find the condo or house of your dreams and want to make an offer, do you need a financing condition? Unless you…
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Home Buying Guides
Debt Management for First-Time Home Buyers
Although home debt is ‘smart’ debt, it’s a huge financial decision and there is a lot to think about. That’s why professional advice is…
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Home Buying Guides
Refinancing To Find Hidden Equity
With interest rates in Canada sitting at a record low (0.5%), now may be the best time to consider refinancing your mortgage. Refinancing is…
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Home Buying Guides
Divorce Doesn’t Mean Disaster For Your Finance
Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start. If you have a final…
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