Home Buying Guides
One Size Does Not Fit All, When It Comes To Your Mortgage
Imagine, if you will, that while making your next car purchase you walked on the car lot and find only two cars to pick…
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Category: Rate Updates
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Rate Updates
To Refinance or Not to Refinance – That is the Question
Your home is likely your most valuable asset. The decision to refinance deserves serious consideration. First, it's important to understand exactly what refinances are…
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Home Buying Guides
How To Get A Mortgage While You Work On Improving Your Credit
Banks own the vast majority of loans in Canada. In fact, many people believe that banks are their only lending options. But did you…
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Credit and Qualification
Is That Unpaid Gym Membership Impacting Your Credit?
It seems as though everyone is talking about how to check and improve credit scores, and with good reason. Your credit score can impact…
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Home Buying Guides
Jump Into Homeownership
Thinking about buying your first home? This may be your golden moment. So go ahead - jump in! Mortgage rates are still very attractive,…
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Home Buying Guides
New Mortgage Stress Tests are Here!
As of January 1, 2018, mortgages in Canada need to meet new requirements. If you're in the market, either as a buyer or a…
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Home Buying Guides
Down-Payment Options
Getting a down-payment might be easier than you think. For many first-time home buyers, saving the 5 per cent down-payment is one of the…
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Market News
Economic Update – January, 2018
Bank of Canada Increases Benchmark Rate The Bank of Canada has recently announced that it is raising the overnight rate .25 per cent given…
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Home Buying Guides
Tips for First-Time Homebuyers
Although mortgage debt is ‘smart’ debt, buying your first home is a huge financial decision and there is a lot to think about. It’s…
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Home Buying Guides
Good Debt vs. Bad Debt
Not all debt is created equal – and not all debt is bad. In fact, you need some debt to establish a good credit…
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