Commercial and Business
Commercial and Business Lending
Discuss the property, purpose and documentation behind your commercial borrowing needs.
Who it helps
Business owners and commercial property borrowers.
Commercial property and business borrowing involve different lender requirements from a residential mortgage. The purpose of the loan, business finances and property all shape the application.
Start with a conversation about your goals, documentation and possible lending options.
How we help
A plan built around your goals
A better entry point for commercial conversations
Commercial borrowing works best when the expectations are clearer from the outset.
Stronger lender positioning
The right presentation matters as much as the underlying numbers.
A more strategic view of timing and structure
Commercial files deserve more deliberate planning than a generic residential process.
Process
Your next steps
1
Clarify the business objective
Separate operational need, property strategy, and financing timing.
2
Review lender fit
Commercial appetite and file expectations vary meaningfully by lender.
3
Move with a better-structured file
The goal is to create a stronger process before time pressure takes over.
Relevant team members
Talk with the team
Mortgage Agent Level 2
Team Lead
Rasha Ingratta
Rasha supports mortgage planning and financing decisions as part of the ShopMortgages.ca team.
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Mortgage Agent Level 2
Mortgage Fulfillment Specialist
Cassandra Attenborough
Cassandra supports mortgage fulfillment, documentation and file coordination at ShopMortgages.ca.
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What else to consider
- Commercial mortgages
- Business property financing
- Leasing support questions
FAQ
Common questions
Is this the same process as a residential mortgage?
No. The structure, lender appetite, and underwriting logic are different.
Can I still start with a conversation before applying?
Yes, and that is often the smartest first move.
Is leasing still part of the conversation?
It can be, depending on the business need and the financing path.
Start the conversation
Tell us about your mortgage goals
Tell us your question and how to reach you. Please leave account numbers and sensitive documents out of this form.